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T ABLE OF
C ONTENT S
DISCL AIMER
The IRMSA Risk Report 2020, 6th Edition is published by the Institute of Risk Management SOUTH AFRICA under the guidance of the IRMSA Risk Intelligence Committee.
The information in this report, or on which this report is based, has been obtained from sources that the Institute believe to be reliable and that the sources provided
the information in good faith. The content of this report has not been independently verified and no representation or warranty, express or implied, is made as to
the accuracy or completeness of any information obtained from third parties. In addition, the comments, deductions and opinions in this report may provide current
and future expectations of future events; all based on individual and/or collective experiences as well as a wide range of assumptions and may include statements
that do not directly relate to a historical fact or a current fact. This report highlights risks and other factors which are not to be considered exhaustive. The participants
contributing to this report operate in a continually changing environment with new risks emerging continually and the report should therefore be read and used in
this context.
INSTITUTE OF RISK MANAGEMENT SOUTH AFRICA
The report and e-book are available on IRMSA’s website
Institute of Risk Management South Africa
Tel.: +27 11 555 1800
www.irmsa.org.za
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