Page 8 - IRMSA Risk Report 2020
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“ IT W AS THE BEST OF TIMES , IT W AS THE W ORST
OF TIMES , IT W AS THE A GE OF WISDOM , IT W AS
THE A GE OF FOOLISHNESS , IT W AS THE EPOCH
OF BELIEF, IT W AS THE EPOCH OF INCREDULIT Y,
IT W AS THE SEASON OF LIGHT, IT W AS THE
SEASON OF D ARKNESS , IT W AS THE SPRING OF
HOPE , IT W AS THE WINTER OF DESP AIR , WE HAD
E VER YTHING BEFORE US , WE HAD NO THING
BEFORE US , WE WERE ALL GOING DIREC T T O
HEA VEN , WE WERE ALL GOING DIREC T THE
O THER W AY…”
CHARLES DICKENS , A TALE OF T W O CITIES ( 1 8 5 9 )
